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Credit Analyst

KoinsBank
Nigeria
full time
Posted 1 weeks ago
Salary

Not specified

Credit AnalystBankingFinanceCredit RiskLoanFinancial AnalysisSME Banking

About This Role

KoinsBank is hiring a Credit Analyst to assess loan applications, evaluate borrower and business risks, and support sound lending decisions. The ideal candidate should have strong financial and credit analysis skills, with experience assessing SME and private loan applications. Application Note: Interested candidates should send their CV/application

Requirements

  • Experience assessing SME and private loan applications
  • Strong financial and credit analysis skills
  • Knowledge of credit risk assessment
  • Knowledge of collateral assessment
  • Strong due diligence skills
  • Strong reporting and documentation skills

Responsibilities

  • Assess applicants' creditworthiness and repayment capacity
  • Recommend appropriate loan amounts, limits, and terms
  • Evaluate borrower and business risks
  • Conduct client interviews and business visits
  • Review financial and business information during credit assessment
  • Monitor loan portfolio performance
  • Prepare credit assessment reports and recommendations
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